Knowing your costs early helps you choose a price and plan your next purchase.
Typical seller costs
- Agent compensation, as set in your listing agreement and any offer
- NC excise (revenue stamp) tax: $1 per $500 of the sale price
- Attorney fee for preparing the deed
- Mortgage payoff, including interest through the payoff date
- Prorated property taxes and HOA dues
- Repairs or credits agreed during due diligence
Run the numbers
The calculator starts with 3% seller-side and 3% buyer-side compensation, for 6% total. You can change any figure. These are only estimates; your attorney's settlement statement gives the real numbers.
Seller net sheet
What could you walk away with?
Enter a sale price and your mortgage balance. Typical Chapel Hill closing costs are filled in for you — change anything. Everything shown here is an estimate, nothing more.
Include any second mortgage or home equity line. Leave at 0 if the home is paid off.
Commissions are negotiable — there is no standard rate.
Estimated net proceeds
$462,661
- Sale price
- $500,000
- Listing brokerage (3%)moves with price
- −$15,000
- Buyer agent compensation (3%)moves with price
- −$15,000
- NC excise tax (revenue stamps)moves with price
- −$1,000
- Property taxes, Jan 1 – closing (360 days)moves with price
- −$5,539
- Seller's attorney / deed preparation
- −$650
- Wire, courier & recording fees
- −$150
- Total costs
- −$37,339
These are estimates — plainly and simply estimates, not an offer, a guarantee, or a prediction of your actual proceeds. Every figure above is a ballpark based on typical Chapel Hill-area costs and can change with your specific sale. Your closing attorney prepares the final numbers, which may include other adjustments. Taxes use 2026 Buncombe County + City of Chapel Hill rates; rates differ outside city limits.